Learn everything you need to know about credit repair, our process, and how we can help you achieve your financial goals — all in one place.
Credit repair isn’t a one-size-fits-all process. While some clients begin seeing changes within 30 to 90 days, most programs last 4 to 9 months, depending on how many negative items you have, how quickly you submit your credit mail, and how consistent you are with credit building. We’ll keep you updated with your progress every step of the way.
We guarantee our effort, expertise, and commitment — not specific outcomes. By law, no credit repair company can promise exact deletions or score increases. But what we do promise is to work hard to dispute inaccurate and unverifiable information and guide you in building stronger credit habits.
To get the best results, we ask that you:
✅ Keep your credit monitoring active at all times
✅ Upload or send us any credit mail within 7 days
✅ Pay your bills on time (especially credit cards)
✅ Keep your credit card balances below 30%
✅ Stay in communication with us about any major financial changes
Credit repair is a team effort — your participation matters.
Nope! We help clients with a wide range of financial goals — not just homeownership. Whether you’re trying to qualify for a car loan, build business credit, stop getting denied, or simply take control of your finances, we’re here to help.
We dispute inaccurate, outdated, and unverifiable items with the credit bureaus and sometimes directly with creditors or collection agencies. You’ll receive mail from the bureaus with results — you must send that to us within 7 days. This process is repeated in multiple rounds, and we update your strategy based on the responses you receive.
Credit monitoring is required to track your reports and scores in real time. We use that data to determine what to dispute and what progress is being made. We’ll recommend a specific credit monitoring service when you enroll, and it’s important to keep that active throughout your program so we can do our job effectively.
We offer flexible payment dates — most clients are billed on the 1st, or 15th of each month. You can choose your preferred date when you enroll. If you need to update your card or change your billing date (up to 7 days out), just contact us at least 2 days in advance, and we’ll be happy to assist you.
TESTIMONIALS
Our Client Reviews
"Stephanie has helped me tremendously with my credit, from answering questions.
Taking me through the steps to build my credit. My score went up 68 points. Stephanie is very positive and informative. I highly recommend her services"

"I had some queries about the services another company provided and ended up speaking to Stephanie. She was excellent in how she communicated – very clearly and very patiently. She made sure I understood the details of the information I was looking for. Thanks"

